Buyers

Buying guide

Randalls Property Agents represent the vendor of the property in the process of selling a property. However engaging and communicating with the buyer is important if the process is to proceed quickly and successfully. Vendors like to know how a buyer is progressing and buyers likewise need to know how the vendor and conveyance is progressing. Randalls Property Agents bind these channels together, providing a smooth sales process. Here are a few tips.

If you’re a first-time buyer, you could get up to £3,000 from the Government by saving with a Help to Buy ISA. You’ll need to put away up to £200 each month, and the Government will add 25% on top (so, a jammy £50 for every £200). You can also save an extra £1,000 when you first open it, meaning you can save £1,200 in the first month and you’ll get £300 extra. The maximum that the Government will contribute is £3,000, meaning you’ve saved a total of £12,000 to put towards your first home. It will take around four years to reach this level. The scheme is set to launch in autumn 2015.

Source: http://www.moneysavingexpert.com/mortgages/house-buying-guide
There are two main types of survey. The first is a homebuyer’s report. This normally costs £300-£400 and is suitable for conventional properties less than 50 years old. For older or quirkier residences, consider a full structural survey. These are super-detailed, covering everything, and can cost up to £1,000, but often they’re well worth the expense. It could well give you ammunition to haggle down the price. Sadly, even those buying new builds still have to get out their wallets. Snagging surveys pinpoint defects and unfinished bits, so you can push the developer to correct them before completion.
Don’t forget to take a camera and tape measure on every viewing you go on – the camera is so you can avoid having to rack your brain about which property had the lovely en-suite. With cameras built in as standard on most mobile phones, this is easier than ever. But remember to always ask permission with the agent or owner before taking any pictures. The tape measure is for you to see if your large/favourite pieces of furniture will fit in the rooms.

Source: http://www.rightmove.co.uk/resources/property-guides/buying-guide

How do I make a complaint.admin2024-03-19T17:17:29+00:00

How do I make a complaint.

Randalls Property Agents are members of the Property Ombudsman and operate a complaints procedure. Should you wish to make a formal complaint then please do so in writing or email to info@randallspropertyagents.co.uk

If I make an offer will the vendor take the property off the market?admin2024-03-16T16:05:51+00:00

If I make an offer will the vendor take the property off the market?

It is the vendor’s decision as to whether or not they take their property off the market on receipt of an offer. Any request to do so from a buyer is best accompanied with evidence to show that the funding is in place to buy the property.

What happens if I change my mind?admin2024-03-16T16:05:09+00:00

What happens if I change my mind?

Provided a buyer has not entered into a buyer’s contract and/or placed a deposit there is no loss or penalty to pulling out of a property purchase.

How long does it take to buy a property?admin2024-03-16T16:04:13+00:00

How long does it take to buy a property?

Generally exchange after offer is 4-6 weeks. Completion is generally 2-3 weeks after exchange.

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Prepare to buy

Affordability.

Check your credit file. There are two main credit checking agencies in the UK. They are Experian and Equifax and you can link to them by clicking the name. You do have to pay to get a copy of your credit file and the cost is about £10-£15, but it is a useful and interesting tool.

Before you offer.

Try to see as many properties as possible. A lot of buyers pull out before completion because they change their mind or find a property they prefer. We would always recommend a second viewing before making an offer on a property.

Finance.

If you’re not a cash buyer and need a mortgage it may be a good idea to seek the advice of a mortgage company or a broker before you start looking for a property. Some agents insist on this. At Randalls we simply advise it. A few lenders offer actual mortgages if you’ve no property in place – they offer a ‘mortgage in principle’ (MIP). This provisionally lets you know how much you can borrow, subject to finding a suitable property in a specified time. Proof of your deposit and an MIP can give you a big advantage when putting in an offer. It may mean a credit check, though one mark on your file isn’t too big a deal. It’s best to talk to a decent mortgage broker who’ll often be able to help give an idea of what you can borrow. Do bear in mind MIPs give absolutely no guarantees – they are subject to valuation. Mortgage rates shift daily, so always check whether a better deal has become available.

Andrew French

2022-09-21

Twiz made my relocating to Tunbridge Wells that bit easier by clear communication and a friendly approach to me renting my new home. The process when leaving the property was also very straight forward. Use with confidence.

Pavlína Hermanová

2019-10-20

I cannot thank Randalls Agents enough. They are very very good and helpful. They have done amazing job with personal approach when I looked for a place to live. Lovely friendly people and very profesional! Highly recommended.

Anna Watkin

2019-08-21

I would highly highly recommend these estate agents! I've rented many properties over the years, and Randalls are far and away the best estate agents I've ever dealt with. They are incredibly friendly, helpful and efficient, and are great at communicating and very prompt at dealing with any issues that crop up. They make renting a joy!

Joe Kinghan

2019-07-27

Very polite and helpful staff. Made me feel completely comfortable and understanding of everything that was going on at each stage. Such a pleasure deal with them! *****

Lara Oswald

2019-04-09

By far the most professional estate agency we have encountered in the area - manager paid special attention to our search and made sure we had a very personal experience. No unnecessary spam nor were we made to feel like another number in a crowd. Twiz was amazing in arranging our new home and made sure we were happy to the very last detail. Absolutely recommend!

Giulio D'Andrea

2018-11-17

Excellent service and kind staff, efficient and the only property company that asked us what we may be looking for before showing us around.

Kat D'Andrea

2018-10-29

Great service, friendly and responsive.

Crystal

2018-10-27

Twix was very friendly and helpful, with clear explanations of the renting procedure. Highly recommend this agency to anyone.

David Llewellyn

2018-07-21

From the very beginning of searching for a property until getting the flat of our choice, I have nothing negative to say about this company. Charlotte was our estate agent, and I have never come across a nicer one. My girlfriend and I fully trusted her, felt she was friendly and very efficient. I would recommend this company to anyone.

Amy Hodgkiss

Charlotte was friendly, helpful and professional. The flats I saw with Randall’s were of a much higher quality than those with other agents. Charlotte guided us through each step of the process clearly and honestly and was always on hand to answer any queries. I would 100% recommend them to other tenants.